LEGAL & RISK POLICY

Terms of Service & Risk Disclosure

Last Updated: September 20, 2026

HIGH-RISK INVESTMENT WARNING

Trading spot Gold (XAUUSD), Precious Metals, Foreign Exchange (Forex), and Contracts for Difference (CFDs) on margin carries a high level of risk and may not be suitable for all investors.

The high degree of leverage offered by brokers can magnify both gains and losses. Before subscribing to our automated copy trading service or executing signals provided by XAU Apex, you must carefully evaluate your investment objectives, financial situation, trading experience, and appetite for risk. Never invest money that you cannot afford to lose.

1. Nature of the Service

XAU Apex operates as a quantitative algorithmic signal provider on the official MQL5 Signal Network (MetaQuotes Software Corp). We are not a broker-dealer, registered investment advisor (RIA), or custodial institution.

  • All trading orders are generated in real-time by our proprietary native quantitative execution engine based strictly on technical price action and mathematical probability models.
  • Past performance does not guarantee future results. Historical win rates, simulated backtests, and previous performance records are provided for empirical demonstration purposes only.
  • No guarantee is made that subscribers will replicate exact master account returns due to execution variables, slippage, and broker-specific pricing discrepancies.

2. Subscriber Responsibility & Risk Allocation

By subscribing to or copying XAU Apex signals, you explicitly acknowledge that:

  • Capital Sizing & Ratio: You are solely responsible for configuring your copy ratio, account leverage, and maximum equity protection inside your MetaTrader 5 terminal's signal settings. We recommend a minimum capital of $150–$300 per 0.01 lot equivalent.
  • Mandatory Hard Stops & Fuses: While XAU Apex enforces a mandatory 10.0-point hard Stop Loss, a Macro Volatility Circuit Breaker (≤ 15.0 pts safe candle ceiling), and a Sideways Chop Filter on every master trade, extreme market conditions, weekend gaps, liquidity voids, or news blackouts may result in slippage beyond the intended stop level.
  • Broker Execution Variations: Spreads, server latency, execution models (ECN/STP vs Dealing Desk), and swap rates vary significantly between brokers and can impact your net performance.

3. No Financial Advice

All materials, trade signals, strategy metrics, and performance analytics published on xauapex.com are intended strictly for educational, informational, and quantitative demonstration purposes. Nothing herein constitutes personalized investment, tax, legal, or financial advice.

4. Subscription Fees & Payment Methods

XAU Apex provides automated algorithmic signal access through two official channels:

  • Automated Crypto Gateway (NOWPayments): Subscriptions can be activated using USDT (TRC20, BEP20, Polygon, Solana), BTC, ETH, and major cryptocurrencies. Payments are processed with automated blockchain confirmation and instant server-side license provisioning.
  • MQL5 Community Signals: Billed on a monthly recurring basis handled directly by MetaQuotes Software Corp via your MQL5 account.
  • Zero Hidden Surcharges: There are no setup fees, volume royalties, or hidden profit-sharing deductions. All subscription rates are fixed and transparent.

5. Strict No-Refund Policy & "Try Before You Buy" Guarantee

Due to the proprietary nature of our algorithmic decision models, real-time edge infrastructure costs, and the irreversible nature of cryptocurrency blockchain transactions, all purchases, subscription fees, and digital license renewals are strictly final and non-refundable under any circumstances.

Risk-Free Evaluation Period (Try Before You Buy)

To ensure you are 100% satisfied and confident in our quantitative performance before spending any capital, XAU Apex offers comprehensive free evaluation options:

  • 30-Day Free Trial (No Credit Card Required): Experience full, unrestricted signal mirroring on your MT5 terminal for 30 consecutive days completely free.
  • 90-Day VIP Partner Pass: Receive 3 full months of complimentary signal access by creating an account via our official recommended partner link.
  • Demo Account Compatibility: You are strongly encouraged to connect the EA to an MT5 Demo account first during your trial period to observe execution speed, Session Guards, and risk controls in real-world market conditions.

By purchasing a paid subscription tier or renewing a license, you acknowledge that you have had full opportunity to test the service during the free evaluation period, and you waive any right to claim a refund, chargeback, or transaction reversal.

By registering for a trial, purchasing a license, or connecting your MetaTrader 5 account to XAU Apex, you confirm that you have read, understood, and unconditionally agreed to these Terms of Service, No-Refund Policy, and Risk Disclosures.